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BTO Renovation Checklist: From Key Collection to Move-In

Getting your BTO keys is exciting. Here's what to do, in order, so you don't lose time or money.

By Renovation Consultant · Updated 17 Sep 2026 · 7 min read

Before key collection

Right after key collection: defects

BTO rules to know

RuleWhat it means for you
Toilets: 3-year ruleYou can't remove wall or floor finishes in toilets for the first 3 years. You can overlay new tiles instead.
HDB-listed contractorYour renovation contractor must be in HDB's Directory of Renovation Contractors
PermitsNeeded for some works, e.g. removing or replacing floor finishes, hacking walls
Household shelterDon't hack or drill its walls. Its door must stay intact.
WindowsUse a BCA-approved window contractor listed in HDB's directory
CompletionHDB's guide says new-flat renovations should be completed within 3 months

Renovation hours

WorkAllowed
General works9am–6pm, Monday to Saturday
Noisy works9am–5pm, Monday to Friday; not on eves of major public holidays
Any worksNot on Sundays and public holidays

During renovation

Handover and move-in

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FAQ

When should I check my BTO for defects?

Soon after key collection and before renovation starts, within HDB's 1-year Defects Liability Period. Report them online or at the Building Service Centre.

Can I change my BTO toilet tiles?

Not in the first 3 years. You can't remove the wall or floor finishes in toilets, but you can overlay new tiles.

How long do I have to complete renovation for a new flat?

HDB's MyNiceHome guide says renovation for new flats should be completed within 3 months.

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Sources

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